YOUR JUANLIFE BENEFITS
What does JuanLife Insurance cover?
(Ano ang coverage ng JuanLife Insurance?)
ACCIDENTAL DEATH (Biglaang Pagkamatay)
In the unfortunate event of death due to accidents or natural disasters, our Accidental Death coverage helps ease financial burden by providing cash benefits directly to the insured’s beneficiaries.
Kung ang insured ay biglang pumanaw dahil sa aksidente o kalamidad, mayroon kaming Accidental Death Coverage na handang magbigay ng suportang pampinansyal sa pamilya ng insured.
PERMANENT DISABLEMENT (Panghabang-Buhay na Kapansanan)
In the event of loss of limb/s or disablement due to accidents or natural disasters, our Permanent Disablement & Dismemberment Coverage provides financial support directly to the insured to aid in recovery.
Sa pagtamo ng kapansanan na dulot ng aksidente o sakuna, may Permanent Disablement & Dismemberment coverage kami na makakatulong sa insured upang maka-recover.
MEDICAL REIMBURSEMENT (Bayaring Medikal)
If the insured sustains accidental injuries not included under our Permanent Disablement & Dismemberment coverage, our Medical Reimbursement benefit can help ease their hospital and medical expenses.
Para sa mga aksidenteng hindi saklaw ng aming Permanent Disablement & Dismemberment coverage, mayroon kaming Medical Reimbursement benefit na makakatulong pagaanin ang gastusin sa pagpapagamot.
SPECIAL COVERAGES
UNPROVOKED MURDER AND/OR ASSAULT (Pagkakasangkot sa Krimen)
JuanLife covers injuries or death due to unprovoked murder or assault, as long as it can be proven that the insured did nothing to cause or provoke the crime.
Saklaw ng JuanLife ang mga injuries o pagpanaw na dulot ng pagkakasangkot sa krimen gaya ng murder at assault, basta’t mapatunayang walang ginawa ang insured na dahilan para siya ay saktan.
BURIAL ASSISTANCE (Tulong sa Pagpapalibing)
In the event of death due to an accident or unprovoked murder/assault, JuanLife helps reduce burial costs by providing financial aid directly to the insured’s beneficiaries.
Sa ‘di inaaasahang pagpanaw na dulot ng aksidente o unprovoked murder or assault, makakakuha ng cash assistance ang pamilya ng insured upang makatulong sa gastusin sa pagpapalibing.
FULL POLICY TERMS AND CONDITIONS
Please read the Terms & Conditions carefully and in its entirety.
Mariing basahing mabuti at buo ang coverage.
ANNUAL PREMIUM | COVERAGE | ||||
Accidental Death | Permanent Disablement | Medical Reimbursement | Unprovoked Murder and / or Assault | Burial Assistance | |
JuanLife Basic | |||||
P300 | P150,000 | Maximum of P150,000 | Maximum of P7,500 | not included | not included |
P500 | P250,000 | Maximum of P250,000 | Maximum of 12,500 | not included | not included |
JuanLife Prime | |||||
P1000 | P500,000 | Maximum of P500,000 | Maximum of P25,000 | not included | P10,000 |
P2000 | P1,000,000 | Maximum of P1,000,000 | Maximum of P25,000 | Maximum of P250,000 | P50,000 |
TERMS AND CONDITIONS
- Insured shall be the registered applicant for JuanLife Personal Accident Insurance.
- Insured should be Filipino citizens ages 7 to 60 years old for JuanLife Basic 300, Basic 500, and Prime 1000. Insured should be Filipino citizens ages 18 to 60 years old for JuanLife Prime 2000. All insurance policies are renewable up to 65 years old.
- Each Insured can avail of multiple JuanLife Personal Accident Insurance policies amounting to a maximum total combined coverage of P1,000,000 for themselves every year.
- The JuanLife Personal Accident Insurance is valid for one (1) year from the date of activation.
- The JuanLife Insurance shall only be valid once activated via SMS, Facebook Messenger, or the JuanLife website.
- Beneficiary(ies) must be the LEGAL heirs of the insured.
> For insured who are married, beneficiary(ies) shall be the legal spouse or the children.
> For insured who are single, beneficiary(ies) shall be the parents or siblings.
- For accidental death, the beneficiaries shall receive the maximum coverage of this policy.
- For injuries or permanent disablement caused by accidents, the insured shall receive 50% up to 100% coverage depending on the extent of the injury. Please refer to the Inclusions Table for details.
- The Medical Reimbursement benefit covers medical expenses with supporting receipts related to accidents covered under the JuanLife Personal Accident Insurance Policy. It also covers medical expenses incurred from animal bites. This benefit can only be claimed once during the year of coverage.
- The benefit of those engaged in hazardous occupation is reduced to 10% of each coverage amount should the accident happen during the time or performance of their job or duty as such.
- Accidents that happened in other countries are covered.
- In cases of multiple claims, the maximum amount shall be the coverage for accidental death, plus the burial assistance benefit.
- LEGAL names of the insured and their beneficiaries, as well as other data submitted, MUST be accurate for the insurance to be valid.
- The insurance shall be considered null and void if the accident occurred while the insured is participating in any criminal act or related offense.
SPECIAL COVERAGES FOR JUANLIFE PRIME
- If insured with JuanLife Prime 1000 or Prime 2000, the Insured shall also receive burial assistance for accidental death on top of the accidental death coverage.
- If insured with JuanLife Prime 2000, the Insured is covered for disablement or loss of life due to unprovoked murder and/or assault arising from robbery, hold-up assault, and other unlawful offenses. Unprovoked means that the insured should not have done any action or issued words to encourage any harm done to themselves by the assailant.
- This insurance shall be considered null and void if the unprovoked murder and/or assault occurred while the Insured is participating in any criminal act or related offense.
TERMS AND CONDITIONS (IN FILIPINO)
- Ang insured ay ang nakarehistrong aplikante sa JuanLife Personal Accident Insurance.
- Para sa JuanLife Basic 300, Basic 500, at Prime 1000, ang insured ay dapat Filipino citizen na may edad 7 hanggang 60 taong gulang. Para sa JuanLife Prime 2000, ang insured ay dapat Filipino citizen na may edad 18 hanggang 60 taong gulang. Maaaring i-renew ng JuanLife member ang kanyang policy hanggang sa edad na 65.
- Ang insured ay pwedeng kumuha ng maraming JuanLife Insurance policies para sa kanyang sarili, basta’t ang kanyang total combined insurance coverage ay hindi lalagpas ng P1,000,000 bawat taon.
- Ang JuanLife Personal Accident Insurance ay may bisa ng isang (1) taon mula sa petsa ng pag-activate.
- Ang JuanLife Insurance mo ay may bisa lamang kapag na-activate na ito sa pamamagitan ng SMS, Facebook Messenger, o sa aming official JuanLife website.
- Ang mga pwedeng maging beneficiary ng insured ay ang kanyang mga LEGAL na tagapagmana lamang.> Para sa insured na single, ang mga maaaring beneficiaries ay ang mga magulang o kapatid.> Para sa insured na kasal, ang mga maaaring beneficiaries ay ang LEGAL na asawa o mga anak.
- Ang benefit na makukuha ng beneficiaries sa accidental death or pagkamatay dahil sa aksidente ng insured ay ang maximum coverage ng policy.
- Para sa mga injuries or permanent disablement na dulot ng aksidente, makakatanggap ang insured ng 50% up to 100% coverage, depende sa kapansanan na natamo. Tignan ang Inclusions Table para sa mga detalye.
- Covered ng Medical Reimbursement benefit ang mga gastusin sa pagpapagamot, basta’t mayroong mga resibo na nagpapatunay na ang gastusin ay konektado sa aksidente na sakop ng JuanLife Personal Accident Insurance Policy. Covered din ng benefit na ito ang mga kagat mula sa hayop. Ang benefit na ito ay puwedeng i-claim ng isang beses sa taon na valid ang coverage.
- Ang benepisyo ng mga insured na may mapanganib na trabaho o hazardous occupation ay magiging 10% lamang ng bawat coverage amount kung ang aksidente ay nangyari habang ginagampanan nila ang kanilang trabaho o tungkulin.
- Sakop ng JuanLife Insurance policy ang mga aksidente na nangyari sa ibang bansa.
- Maaring mag-claim ang insured ng benepisyo ilang beses sa isang taon subalit ang maximum na benepisyong maaari niyang makuha ay ang kanyang accidental death coverage at burial assistance benefit.
- Kailangang gamitin ang LEGAL na pangalan ng insured, pati ng mga beneficiaries, upang maging valid ang insurance.
- Walang bisa ang insurance kung na-aksidente ang insured habang siya ay nakikilahok o nakikisangkot sa anumang krimen.
SPECIAL COVERAGES PARA SA JUANLIFE PRIME
- Kung ang policy ng insured ay JuanLife Prime 1000 o Prime 2000, may kasamang burial assistance benefit na matatanggap ang insured para sa accidental death, bukod pa sa accidental death coverage.
- Kung ang policy ng insured ay JuanLife Prime 2000, ang insured ay makakakuha ng benepisyo para sa disablement or pagkamatay na dulot ng pagnanakaw, hold-up, at iba pang krimen, basta’t walang ginawa o sinabi ang insured na nag-udyok sa assailant upang siya ay saktan o patayin.
- Walang bisa ang insurance kung ang insured ay may ginawa o may kinalaman sa krimen na nagdulot ng unprovoked murder and/or assault.
INCLUSIONS AND EXCLUSIONS
COVERAGE | INCLUSIONS | EXCLUSIONS |
---|---|---|
Accidental Death | We cover loss of life caused by or happening through the following:
| We do not cover the following:
|
Permanent Disablement | Php 100% Coverage for:
|
|
Medical Reimbursement |
|
|
Burial Assistance |
|
|
Unprovoked Murder and /or Assault | Benefit will be based on the policy coverage for UMA. Php 100% Coverage for:
|
|
TERMS AND CONDITIONS
- Insured shall be the registered applicant for JuanLife Personal Accident Insurance.
- Insured should be Filipino citizens ages 7 to 60 years old for JuanLife Basic 300, Basic 500, and Prime 1000. Insured should be Filipino citizens ages 18 to 60 years old for JuanLife Prime 2000. All insurance policies are renewable up to 65 years old.
- Each Insured can avail of multiple JuanLife Personal Accident Insurance policies amounting to a maximum total combined coverage of P1,000,000 for themselves every year.
- The JuanLife Personal Accident Insurance is valid for one (1) year from the date of activation.
- The JuanLife Insurance shall only be valid once activated via SMS, Facebook Messenger, or the JuanLife website.
- Beneficiary(ies) must be the LEGAL heirs of the insured.
> For insured who are married, beneficiary(ies) shall be the legal spouse or the children.
> For insured who are single, beneficiary(ies) shall be the parents or siblings.
- For accidental death, the beneficiaries shall receive the maximum coverage of this policy.
- For injuries or permanent disablement caused by accidents, the insured shall receive 50% up to 100% coverage depending on the extent of the injury. Please refer to the Inclusions Table for details.
- The Medical Reimbursement benefit covers medical expenses with supporting receipts related to accidents covered under the JuanLife Personal Accident Insurance Policy. It also covers medical expenses incurred from animal bites. This benefit can only be claimed once during the year of coverage.
- The benefit of those engaged in hazardous occupation is reduced to 10% of each coverage amount should the accident happen during the time or performance of their job or duty as such.
- Accidents that happened in other countries are covered.
- In cases of multiple claims, the maximum amount shall be the coverage for accidental death, plus the burial assistance benefit.
- LEGAL names of the insured and their beneficiaries, as well as other data submitted, MUST be accurate for the insurance to be valid.
- The insurance shall be considered null and void if the accident occurred while the insured is participating in any criminal act or related offense.
SPECIAL COVERAGES FOR JUANLIFE PRIME
- If insured with JuanLife Prime 1000 or Prime 2000, the Insured shall also receive burial assistance for accidental death on top of the accidental death coverage.
- If insured with JuanLife Prime 2000, the Insured is covered for disablement or loss of life due to unprovoked murder and/or assault arising from robbery, hold-up assault, and other unlawful offenses. Unprovoked means that the insured should not have done any action or issued words to encourage any harm done to themselves by the assailant.
- This insurance shall be considered null and void if the unprovoked murder and/or assault occurred while the Insured is participating in any criminal act or related offense.
TERMS AND CONDITIONS (IN FILIPINO)
- Ang insured ay ang nakarehistrong aplikante sa JuanLife Personal Accident Insurance.
- Para sa JuanLife Basic 300, Basic 500, at Prime 1000, ang insured ay dapat Filipino citizen na may edad 7 hanggang 60 taong gulang. Para sa JuanLife Prime 2000, ang insured ay dapat Filipino citizen na may edad 18 hanggang 60 taong gulang. Maaaring i-renew ng JuanLife member ang kanyang policy hanggang sa edad na 65.
- Ang insured ay pwedeng kumuha ng maraming JuanLife Insurance policies para sa kanyang sarili, basta’t ang kanyang total combined insurance coverage ay hindi lalagpas ng P1,000,000 bawat taon.
- Ang JuanLife Personal Accident Insurance ay may bisa ng isang (1) taon mula sa petsa ng pag-activate.
- Ang JuanLife Insurance mo ay may bisa lamang kapag na-activate na ito sa pamamagitan ng SMS, Facebook Messenger, o sa aming official JuanLife website.
- Ang mga pwedeng maging beneficiary ng insured ay ang kanyang mga LEGAL na tagapagmana lamang.> Para sa insured na single, ang mga maaaring beneficiaries ay ang mga magulang o kapatid.> Para sa insured na kasal, ang mga maaaring beneficiaries ay ang LEGAL na asawa o mga anak.
- Ang benefit na makukuha ng beneficiaries sa accidental death or pagkamatay dahil sa aksidente ng insured ay ang maximum coverage ng policy.
- Para sa mga injuries or permanent disablement na dulot ng aksidente, makakatanggap ang insured ng 50% up to 100% coverage, depende sa kapansanan na natamo. Tignan ang Inclusions Table para sa mga detalye.
- Covered ng Medical Reimbursement benefit ang mga gastusin sa pagpapagamot, basta’t mayroong mga resibo na nagpapatunay na ang gastusin ay konektado sa aksidente na sakop ng JuanLife Personal Accident Insurance Policy. Covered din ng benefit na ito ang mga kagat mula sa hayop. Ang benefit na ito ay puwedeng i-claim ng isang beses sa taon na valid ang coverage.
- Ang benepisyo ng mga insured na may mapanganib na trabaho o hazardous occupation ay magiging 10% lamang ng bawat coverage amount kung ang aksidente ay nangyari habang ginagampanan nila ang kanilang trabaho o tungkulin.
- Sakop ng JuanLife Insurance policy ang mga aksidente na nangyari sa ibang bansa.
- Maaring mag-claim ang insured ng benepisyo ilang beses sa isang taon subalit ang maximum na benepisyong maaari niyang makuha ay ang kanyang accidental death coverage at burial assistance benefit.
- Kailangang gamitin ang LEGAL na pangalan ng insured, pati ng mga beneficiaries, upang maging valid ang insurance.
- Walang bisa ang insurance kung na-aksidente ang insured habang siya ay nakikilahok o nakikisangkot sa anumang krimen.
SPECIAL COVERAGES PARA SA JUANLIFE PRIME
- Kung ang policy ng insured ay JuanLife Prime 1000 o Prime 2000, may kasamang burial assistance benefit na matatanggap ang insured para sa accidental death, bukod pa sa accidental death coverage.
- Kung ang policy ng insured ay JuanLife Prime 2000, ang insured ay makakakuha ng benepisyo para sa disablement or pagkamatay na dulot ng pagnanakaw, hold-up, at iba pang krimen, basta’t walang ginawa o sinabi ang insured na nag-udyok sa assailant upang siya ay saktan o patayin.
- Walang bisa ang insurance kung ang insured ay may ginawa o may kinalaman sa krimen na nagdulot ng unprovoked murder and/or assault.
INCLUSIONS AND EXCLUSIONS
COVERAGE | INCLUSIONS | EXCLUSIONS |
---|---|---|
Accidental Death | We cover loss of life caused by or happening through the following:
| We do not cover the following:
|
Permanent Disablement | Php 100% Coverage for:
|
|
Medical Reimbursement |
|
|
Burial Assistance |
|
|
Unprovoked Murder and /or Assault | Benefit will be based on the policy coverage for UMA. Php 100% Coverage for:
|
|
MGA KASAMA AT 'DI KASAMA SA POLICY
COVERAGE | INCLUSIONS (KASAMA) | EXCLUSIONS (HINDI KASAMA) |
---|---|---|
Accidental Death (Biglang Pagkamatay) | Covered ng JuanLife ang pagkamatay na sanhi ng mga sumunusod na dahilan:
| Hindi covered ng JuanLife ang mga sumusunod:
|
Permanent Disablement (Panghabang-buhay na Kapansanan) | Php 100% Coverage para sa:
|
|
Medikal Na Reimbursement |
|
|
Burial Assistance (Tulong sa pagpapalibing) |
|
|
Unprovoked Murder and/or Assault (Disablement o pagkamatay dulot ng pagnanakaw, hold-up, at iba pang krimen, na walang ginawa o sinabi ang insured na nag-udyok sa assailant upang sya ay saktan o patayin) | Ang basehan ng benepisyo ay ang policy coverage para sa UMA. Php 100% Coverage para sa:
|
|
LIST OF HAZARDOUS OCCUPATIONS (MGA MAPANGANIB NA TRABAHO)
- All military and police personnel and officers
- Barangay officials/tanod
- Professional entertainers & athletes
- Duties involving heavy manual work
- Acrobats, asylums, attendants, aviators, boilermen, butchers, caddies, carpenters, construction workers, customs personnel, detectives, divers, electricians, explosive makers, farmers, firemen, fishermen, handlers or custodians, masons, miners, outdoor painters, professional referees, racehorse trainers, jockeys, sailors, secret service personnel, security guards, ship’s crew, steeplejacks, stevedores, traffic aides, underground workers, welders, wood carvers, tinsmith, auto mechanics, window cleaners & woodworking machinists
HOW TO FILE A CLAIM
1. Agile Insurance Agency and Business Technologies shall be facilitating your Claims.
2. The insured should notify and file the claims with Agile within 30 days after the date of the accident. Claims filed beyond the 1-month filing period will not be processed.
> JuanLife Hotline: 02-8584-7598 or 0917-7062360
> Email: [email protected]
> Facebook Messenger: @juanlifephilippinesofficial
3. Agile shall respond to confirm your notification within 3 working days.
4. Accomplish the Claims Form and submit the following requirements to Agile: Unit 2107 Antel Global Corporate Center, #3 Julia Vargas Avenue, Barangay San Antonio, Ortigas Center, Pasig City, Philippines 1605.
ACCIDENTAL DEATH or UNPROVOKED MURDER | PERMANENT DISABLEMENT or UNPROVOKED ASSAULT | MEDICAL REIMBURSEMENT or UNPROVOKED ASSAULT |
---|---|---|
1. Accomplished Claims Form | 1. Accomplished Claims Form | 1. Accomplished Claims Form |
2. Certified true copy of the insured’s Death Certificate | 2. Incident Report | 2. Incident Report |
3. Police Report or Notarized Affidavit stating facts of the accident | 3. Medical Certificate | 3. Medical Certificate |
4. Photocopy of the claimant’s valid ID | 4. Medical Report | 4. Original Receipts of medical expenses |
5. Medical Certificate | 5. Disability Certificate | 5. Photocopy of the claimant’s valid ID |
6. Birth Certificate of the insured | 6. Pictures of insured’s injury | |
7. Official Receipt of funeral and burial services | 7. Photocopy of the claimant’s valid ID | |
8. Other documents that may be deemed necessary by the adjuster. |
5. The claims benefit will be released based on the following schedule, provided that ALL required and valid documents have been received from the claimant.
> Medical Reimbursement – within ten (10) working days
> Permanent Disablement – within ten (10) working days
> Accidental Death – within twenty (20) working days
> Unprovoked Murder and/or Assault – within twenty (20) working days
6. In cases of claims other than Death, benefit shall be payable to the Insured.
7. This policy shall become null and void if the insured or his beneficiary/ies shall make any claim through fraudulent means or devices to obtain any benefit of this policy.
PAANO MAG FILE NG CLAIM
- Ang taga-ayos o tiga-facilitate ng iyong claims ay ang Agile Insurance Agency and Business Technologies, Inc
- Pagkatapos ng aksidente, ipagbigay-alam agad ito sa Claims Officer ng Agile sa loob ng tatlumpung (30) araw. Makipag-ugnayan sa Agile sa:
JuanLife Claims Hotline: 02-8584-7598 or 0917-7062360
Email: [email protected]
Facebook Messenger: @juanlifephilippinesofficial
- Hintayin ang sagot ng Agile sa loob ng 3 araw.
- Sagutin ang Claims Form na ibibigay at i-submit ang mga sumusunod na requirements sa Agile: Unit 2107 Antel Global Corporate Center, #3 Julia Vargas Avenue, Barangay San Antonio, Ortigas Center, Pasig City, Philippines 1605
ACCIDENTAL DEATH or UNPROVOKED MURDER | PERMANENT DISABLEMENT or UNPROVOKED ASSAULT | MEDICAL REIMBURSEMENT or UNPROVOKED ASSAULT |
---|---|---|
1. Accomplished Claims Form | 1. Accomplished Claims Form | 1. Accomplished Claims Form |
2. Certified true copy of the insured’s Death Certificate | 2. Incident Report | 2. Incident Report |
3. Police Report or Notarized Affidavit stating facts of the accident | 3. Medical Certificate | 3. Medical Certificate |
4. Photocopy of the claimant’s valid ID | 4. Medical Report | 4. Original Receipts of medical expenses |
5. Medical Certificate | 5. Disability Certificate | 5. Photocopy of the claimant’s valid ID |
6. Birth Certificate of the insured | 6. Pictures of insured’s injury | |
7. Official Receipt of funeral and burial services | 7. Photocopy of the claimant’s valid ID | |
8. Other documents that may be deemed necessary by the adjuster. |
- Kapag nasubmit ng claimant ang lahat ng required at valid documents, matatanggap niya ang kanyang benepisyo within the processing period.
- Medical Reimbursement – within ten (10) working days
- Permanent Disablement – within ten (10) working days
- Accidental Death – within twenty (20) working days
- Unprovoked Murder and/or Assault – within twenty (20) working days
-
Kung ang insured ay namatay sa aksidente, ang kanyang designated legal beneficiary ang makakatanggap ng benepisyo. Kung ang insured ay nakaranas ng kapansanan, ang benepisyo ay matatanggap ng insured.
-
Ang policy na ito ay mapapawalang bisa kapag napatunayang ang claims at ang mga dokumentong isinumite ay hindi totoo o hindi legal
For inquiries, you may call our hotline 02-8584-7598 or email us at [email protected].
For urgent concerns, make sure to call or send a message during our business hours from 9AM to 5PM.
Para sa mga karagdagang tanong o impormasyon, maaaring tumawag sa (02) 8 584 7598 o mag-email sa [email protected]. Upang mas mabilis na makatanggap ng sagot, mag-message during our business hours mula 9am hanggang 5pm.